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keisanHigh-precision calculations for everyday life and work
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[Effective Annual Rate (APR) for Loans] Calculating the Effective Annual Rate from the Payment Amount

Author: XeXExecutions: 219810
TOP/Shared Formulas (Life)/Loan

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Calculates the effective annual interest rate for various loans based on the payment amount.
It can perform calculations even if the first payment differs from subsequent payments.
Total shopping amount
yen(This is the loan amount. Exclude the down payment.)
Total Number of Payments
Times
Initial Payment Amount
yen
Payment Amount for the Second and Subsequent Installments
yen(Specify 0 if the amount is the same as the first time)
Number of decimal places to displayDigits
Calculation Mode
Effective Annual Rate %
Total Amount Paid yen
[ About Calculation Modes ]
Simple Calculation Mode: Calculates the interest rate based on the average payment amount. This is equivalent to a calculation using the add-on rate.
Precise Calculation Mode: Performs a precise calculation of the interest rate based on the difference between the first payment and subsequent payments.
If the first payment and subsequent payments are the same, both modes will yield the same result.

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