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keisanHigh-precision calculations for everyday life and work

Maximum Loan Amount Calculated Based on the Debt-to-Income Ratio

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Once you set a target debt-to-income ratio for a specific property, you can determine the maximum loan amount.
I created this tool to make it easy to check whether I’m borrowing too much.
When looking at investment properties, you can usually determine the annual income. While the debt-to-income ratio can be used as a benchmark for stable investing,
I created this tool to help you estimate whether you can maintain a stable debt-to-income ratio based on your available funds.
Scheduled Repayment Ratio
%Please enter your desired debt-to-income ratio.
Loan Interest Rate
%Please enter the loan interest rate (annual rate).
Annual Income
yenAnnual Income Including Taxes
Number of Payments
Times
Maximum Loan Amount yenIf you borrow up to this amount, it will fall within the planned repayment ratio.
The difference between the property price and the maximum loan amount is required as your down payment (excluding closing costs).

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