Japanese Government Bond Net Profit Calculator
Author: tsuchiyaakiraExecutions: 1
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This tool simulates the net profit (take-home amount) earned by holding retail government bonds (5-year and 3-year fixed-rate) and new retail government bonds (interest-bearing) (10-year, 5-year, and 2-year fixed-rate) from the time of purchase until maturity. (For individual investors)
Please enter the face value amount to be purchased in units of 10,000 yen for retail government bonds and in units of 50,000 yen for newly issued government bonds.
This simulator calculates taxes separately as 15.315% national tax and 5% local tax. Since the tax calculation method differs for purchases made by corporations, this simulator cannot be used in such cases.
This simulator is designed for transactions conducted through a designated account with tax withholding.and while it is stated that if you file your own tax return, the initial interest adjustment amount can be applied to the acquisition cost and the redemption loss can be used for “offset against gains and carryover deduction for capital losses on listed stocks, etc.,” this simulator does not take into account any tax savings resulting from filing in this manner.
This simulator calculates taxes separately as 15.315% national tax and 5% local tax. Since the tax calculation method differs for purchases made by corporations, this simulator cannot be used in such cases.
This simulator is designed for transactions conducted through a designated account with tax withholding.and while it is stated that if you file your own tax return, the initial interest adjustment amount can be applied to the acquisition cost and the redemption loss can be used for “offset against gains and carryover deduction for capital losses on listed stocks, etc.,” this simulator does not take into account any tax savings resulting from filing in this manner.
| ★Net Income Total | yen=C+B-A |
| [For New Window Sales] Initial Interest Adjustment Amount | yen |
| A. Purchase Price | yen |
| Taxes on six months’ worth of interest | yen |
| Interest for half a year (after taxes) | yen |
| B. Total interest for the entire term (after tax) | yen |
| [For New Window Sales] Redemption Gain (Before Tax) | yen |
| [For New Window Sales] Taxes on Redemption Gains | yen |
| C. Amount Received at Redemption | yen |
| [For New Window Sales · Reference] Redemption Loss | yen |
Since the “subscriber yield (after tax)” used to describe government bonds does not include taxes on the initial interest adjustment or capital gains upon redemption, I created this simulator to calculate the actual take-home amount more accurately.
No customer feedback for this calculation yet.