Loan Calculator
| ライブラリ名 | 概要 |
|---|---|
 Loan Repayment (Monthly Payments) | Using the equal principal and interest or equal principal repayment methods, calculate a table showing the repayment amount and outstanding balance for each payment based on the loan amount. |
| Loan Repayment (Including Bonus Payments) | Calculate a table showing the monthly and bonus-time repayment amounts and the outstanding balance for a loan using the equal principal and interest or equal principal repayment methods. |
| Early Loan Repayment | Calculate a table showing the outstanding balance and the amount of each repayment—including prepayments—for a loan using either the equal principal and interest or equal principal repayment method. |
| Early Loan Repayment (Combined with Bonus Payments) | Calculate a table showing the monthly and bonus-time repayment amounts and the outstanding balance for a loan using the equal principal and interest or equal principal repayment methods. |
| Maximum loan amount | We calculate the maximum loan amount based on your monthly and bonus-month repayment amounts using the principal and interest equalization method. |
| Additional Repayment | This method uses the add-on method to calculate the monthly payment and the effective interest rate. It is commonly used for relatively small amounts, such as credit card balances. |
| Additional Borrowing Limit | We use the add-on method to calculate the maximum loan amount based on your monthly repayment amount. |
| List of Effective Annual Rates and Add-On Rates | Create a conversion table for converting between the effective annual rate and the add-on rate using the add-on method. |
| Capital Recovery Ratio | Calculate the payback period and create a table using the specified interest rate. This is used to calculate annual loan payments or the annual pension amount received. |
| Present value factor for pensions | Calculate the present value factor for annuities and create a table using the specified interest rate. This is used to calculate the maximum loan amount based on annual loan payments, or the required annuity funding amount based on annual annuity payments. |
| The Six Factors of Asset Management | This table provides a list of financial and investment calculation factors used in savings plans, loans, and pensions, including future value factors, present value factors, sinking fund factors, capital recovery factors, annuity future value factors, and annuity present value factors. |