You are using the new UI (Beta).Return to the original UI

This page has been automatically translated by machine translation. Please note that translations may not be entirely accurate.

keisanHigh-precision calculations for everyday life and work

Effective Interest Rate

Manage Bookmarks
Calculate the effective interest rate. This is the effective interest rate—the actual interest rate—that applies when a financial institution requires a restricted deposit as a condition of a loan.
Specified Period
Loan Interest
10,000 yenInterest on the loan for the specified period
Outstanding Loan Balance
10,000 yenAverage loan balance for the specified period
Interest on Deposits
10,000 yenInterest on deposits for the specified period
Deposit Balance
10,000 yenAverage deposit balance for the specified period
Loan Interest Rate %
Effective Interest Rate %
Effective Interest Rate = (Loan Interest – Deposit Interest) / (Loan Balance – Deposit Balance) × 100(%)

*This site assumes no responsibility whatsoever for calculation results or other information. Furthermore, we do not provide individual consultations.

No customer feedback for this calculation yet.

Effective Interest Rate | Keisan