 Compound Interest Calculation (Principal and Interest Total) | This tool calculates and displays a graph of the total principal and interest at each interest payment date, using compound interest. |
| Compound Interest Calculation (Principal) | The principal is calculated using compound interest. |
| Compound Interest Calculation (Interest Rate) | Calculate the nominal and real annual interest rates using compound interest. |
| Compound Interest Calculation (Number of Years) | Calculate the number of years using compound interest. |
| Simple interest calculation (principal and interest total) | Calculate the total principal and interest using simple interest. |
| Simple interest calculation (principal) | The principal is calculated using simple interest. |
| Simple interest calculation (interest rate) | The interest rate is calculated using simple interest. |
| Simple Interest Calculation (Number of Days Elapsed) | The number of days elapsed is calculated using simple interest. |
| Interest Rate Conversion | Converts from the nominal interest rate to the effective interest rate, or from the effective interest rate to the nominal interest rate, for compound interest calculations. |
| The Difference Between Compound Interest and Simple Interest | Calculate the difference in the amounts between simple interest and compound interest (compounded annually). |
| Terminal value factor | Calculate the future value factor and create a table using the specified interest rate.
This is used to calculate the future total of principal and interest when a fixed amount is invested at compound interest. |
| Present value factor | Calculate the present value factor and create a table using the specified interest rate.
This is used to calculate the principal amount required to receive a specific future amount. |
| Effective interest rate | Calculate the effective interest rate. This calculates the effective interest rate—the actual interest rate you pay when a financial institution requires you to maintain a restricted deposit as a condition of borrowing. |
| Calculating Future Value (FV) | Calculate the future value based on the present value, rate of return, and number of years.
Example: If you have 1 million yen now and the rate of return is 5%, what will the future value be in 5 years? |
| Calculating Present Value (PV) | Calculate the present value using future value, discount rate, and number of years.
Example: What is the present value of 1 million yen in 5 years, given a discount rate of 5%? |
Interest Calculation